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Mitchell County Realtors

To support strong economic growth, Mitchell County Economic Development Commission is proud to support our local realty companies. If you are looking to relocate to the area, please feel free to contact any of the companies below. They will be able to show you anything from business to residential property.

Govern Farms & Homes

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Kolbet
Realtors

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Main
Realty

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North Iowa
Realty

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Home Repair Program:
Visit The North Iowa Area Council of Governments (niacog.org) or call 641-423-0491 for more information.

Regional Home Repair Application  -
This program funds a wide array of essential home repairs, and is available in the following counties: Cerro Gordo, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, Worth. Eligible projects include dilapidated roofing, siding, handicapped accessibility, window/door replacement, wall repair, plumbing, electrical, furnace, hot water heater, water/sewer line, etc.
The program covers $1,000 up to $25,000 of eligible rehabilitation project costs.
Click here for additional eligibility requirements and FAQ's. NIACOG Homebuyers Assistance Program

Click the link below for a Waiting list application or call 641-423-0491
Application - Waiting List.docx (live.com)

WE ARE ACCEPTING APPLICATIONS FOR THE WAITING LIST FOR PROJECTS.
Application (WORD) (PDF)
Brochure (PDF)

Homeward Housing, Inc.

Mitchell County is part of an 11 county housing trust fund. There are grant and loan programs available: SERVICES INCLUDE• Minor Repair Grant Program• Home Improvement Grant/Loan• Down Payment Grant/Loan www.homewardiowa.com

What types of grants and loans are available?
1. Minor home repair grants for extremely low-income households.
Maximum grant a homeowner can receive is $5,000.
Examples of eligible repairs: roofing, electrical, plumbing, windows, energy-efficiency improvements and handicapped accessible improvements.
The home must be occupied by the owner.
Download an application https://www.homewardiowa.com/sites/default/files/documents/Housing%20Trust%20Fund%20Loan%20%20Grant%20application%20%20Checklist_8%2019.pdf

2. Home improvement grants and loans.
To qualify household income must be 80% or less of the median income in the county where the homeowner resides.
Maximum combined grant and loan a homeowner can receive is $7,000--50% can be a grant and 50% a loan. Loans can be set up on 5 years at 4% interest or 10 years at 5%.
Examples of eligible home improvements: structural repairs, plumbing, electrical, energy-efficiency improvements, roofing, kitchen and bathroom repairs, windows, heating and cooling systems, siding, handicapped accessible improvements and water heaters.
The home must be occupied by the owner and cannot be in a 100-year flood plain.
Homeward's fees for closing will not exceed $100.
An ACH payment plan will be used.
3. Down payment assistance grants and loans.
To qualify household income must be 80% or less of the median income in the county where the homeowner will reside. Program is open to all qualifying households, including first-time homebuyers.
Maximum combined grant and loan the homebuyer can receive cannot exceed 10% of the purchase price or $7,000--50% can be a grant and 50% a loan. Loans can be set up on 5 years at 4% interest or 10 years at 5%.
Purchase price of home cannot exceed $255,000.
Homebuyer provides a matching down payment.
No contracts are allowed.
Must be a single-family home.
Home purchased must be occupied by the owner and cannot be in a 100-year flood plain.
New or existing homes are eligible.
Homeward's fees for closing will not exceed $100.
An ACH payment plan will be used.

HOMEWARD, INC. DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, AGE, SEX, DISABILITY, FAMILIAL STATUS OR SEXUAL ORIENTATION. WE DO BUSINESS IN ACCORDANCE WITH THE FEDERAL FAIR HOUSING LAW.

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